Housing Fix-Up Incentives
The Housing Fix-Up Incentives (HFI) program provides up to $3,500 to fix up your home or rental property in the Spence neighbourhood.
*HFI is currently closed for applications*
If you would like to receive an email when HFI begins in Spring 2026, please email us with the following information:
- Your full name
- Address of the property you are applying for
- Type of project you want to do
Send your email to: HFI@spenceneighbourhood.org
Do you live within the Spence boundary?
Click here to check our map, and view a listing of similar programs in other neighbourhoods.
How it works
You get two quotes (estimates) from different contractors, take photos of what you need repaired or improved, and fill out an online application form. Easy!
Homeowners pay at least 25% of the cost of the project, rental property owners pay at least 50%, and low income homeowners pay at least 10%.
SNA pays the rest, up to $3,500. If you go over that amount, you’ll also be responsible for covering the remainder.
SNA provides reimbursement after you have fully paid for your project — if this affects your ability to access the program, please let us know.
Example 1
The total cost of your quote is $5,800
SNA pays the maximum incentive of $3,500
You pay the remaining $2,300 (25% plus any amount over the maximum incentive)
Example 2
The total cost of your quote is $1,500
You pay 25% of $1,500, which is $375
SNA pays the remaining amount of $1,125
Examples of eligible projects
Your project can be a repair, a renewal, or a replacement – for instance, you can have your existing fence repaired and painted, or you can build a whole new one! You can also do several projects in one application, like replacing a window and painting your house.
- Roofing
- Stucco or siding
- Exterior painting
- Fences
- Porch and/or exterior steps
- Fire escape
- Walkway
- Exterior windows
- Security lighting
- Foundation repair
- Structural repair
- Critical plumbing repairs
- Critical electrical
- Mold remediation
- Accessibility adaptations (i.e. ramp or chair lift)
- Critical health and safety repairs
- Repairs or improvements required for code or bylaw compliance
- Demolition of derelict garage or shed
If the project you want to do is not listed here, please check with us before beginning your application.
Certain types of projects are not eligible, such as landscaping, recreational decks, cosmetic interior updates, and improvements to garages or sheds (demolition of derelict garages or sheds is acceptable). If you are doing a project that includes both your house and garage, such as re-shingling both roofs, we will need quotes that show the cost of the house separately.
Homeowner Stream
Apply via the homeowner stream if you are applying for your house. You can also apply under this stream for your duplex, triplex, or side-by-side, as long as it is also your primary residence.
The homeowner application will appear here in Spring 2026. Watch this page!
Rental Property Stream
Apply via the rental property stream if you’re applying for a property you rent out, such as an apartment building or rooming house. This includes single family homes, duplexes, triplexes, and side-by-sides, if you do not live there.
The rental property application will appear here in Spring 2026. Watch this page!
How to get in touch
Email: HFI@spenceneighbourhood.org
Phone: 204-783-8238
In-Person: Please contact us in advance if you plan to stop by.
615 Ellice Ave., Mon-Fri, 9:00am–4:00pm (closed holidays)
Low Income Consideration
Qualifying as low income is an optional step, and only applies to homeowners. Click the link below to learn if you can benefit:
How to Qualify as Low Income
Choosing a Contractor
Choosing the right contractor is important! Visit the link below for helpful tips:
How to Choose a Contractor
Manitoba Rebates
See below for rebates and financing options available through Manitoba Hydro, Efficiency Manitoba, and the Government of Manitoba. If you are applying both for a Housing Fix-Up Incentive from SNA and one of the rebates or financing options below, the rebate or financing option you choose can only be applied to the portion of your project that you are paying for, and not the portion being paid by SNA.
Manitoba Hydro Financing
Explore upgrades eligible for financing through Manitoba Hydro; monthly payments are made on your Hydro bill. Common eligible items include energy efficient furnaces, ventilation, insulation, windows and doors, and much more!
Home Energy Efficiency Loan (HEEL)
Efficiency Manitoba Rebates
Explore rebates on energy efficient doors and windows, insulation, and other offers from Efficiency Manitoba.
Efficiency Manitoba Rebates Website
Manitoba Security Rebate
Homeowners, landlords, and tenants can apply for $300 back on the cost of security upgrades.
Manitoba Security Rebate Registry
HFI 2026 Programs in other neighbourhoods
Make sure you live within the Spence boundary!
The Spence neighbourhood is roughly located between Agnes and Balmoral, and Portage and Notre Dame. See map at the bottom of this page, but always check with us to make sure your property is fully eligible!
EMAIL: HFI@spenceneighbourhood.org
Fix-up programs are also available in the following neighbourhoods:
- Daniel McIntyre & St. Matthews: https://www.dmsmri.ca/housing-fix-up-grants
- West Broadway: http://www.westbroadway.mb.ca/pip
- Centennial & North Logan: http://www.centennialneighbourhood.com/fix-up-grants.html
William Whyte & North Point Douglas: https://necrc.org/programs-services/exterior-home-improvement-program/
HFI Proof of Income Instructions
If you qualify as low income, your minimum project contribution will be reduced from 25% to 10% and your application score will increase, making you more likely to be approved for an incentive.
To qualify, your household income must be at or below the Low Income Measure:
Household size After Tax/Net Income
1 person $32,048
2 persons $45,322
3 persons $55,509
4 persons $64,096
5 persons $71,662
6 persons $78,502
7 persons $84,791
8 persons $90,646
9 persons $96,144
10 persons $101,345
- Do not submit Proof of Income if your household is above these amounts by family size.
If you believe you qualify, you must provide one of the following documents for all household heads who earn income:
- Your most recent CRA Notice of Assessment (2024 or 2025)
- Or, if you don’t have a Notice of Assessment, you can get a Proof of Income Statement (“Option C”) from the CRA website, or by calling their automated phone line (see below).
If you don’t already have copies, we can help you order them, or see instructions below.
How to submit Proof of Income
- Do not send proof of income documents via email, as email is not considered secure enough for sensitive information.
- Please bring your proof of income documents to our office in person during our drop-in hours. We will verify your income and let you keep your documents.
- Please contact us to arrange a time: hfi@spenceneighbourhood.org or 204-783-8238
How to Get a Proof of Income Statement
ONLINE
Login or register at the CRA website to download your Notice of Assessment or Proof of Income Statement:
PHONE
Call the number below to order copies via the CRA phone system.
This is an automated 24/7 line, so there are no wait times!
You will need to have certain documents available when you call, so check the website above, and choose “Order a copy by phone” at the bottom of the page for instructions.
1-800-267-6999
HFI 2026 How to Choose a Contractor
Tips for Evaluating a Contractor
- Ask friends, family, neighbours, or coworkers if they used a contractor they were happy with.
- Ask the contractor for a list of references
- Ask the contractor if they have certification in their field, as well as insurance, and ask for proof of certification and insurance
- Ask the contractor if they are willing to provide a start and completion date for your project in writing (SNA will be requesting this from you if your project is approved)
Your contractor will be required to obtain any necessary permits, so ask them if permits are required for this type of project, and whether they will be obtaining them.
You can check the necessary permits here:
You can investigate potential contractors online using the following tools:
Better Business Bureau:
Stop Work Orders, Penalties & Convictions: gov.mb.ca/labour/safety/compliance.html
